Automobile Insurance

In partnership with La Capitale General Insurance Inc., we propose to you a particular approach regarding your automobile insurance. You deserve better coverage than what generally available on the market. This is why our automobile insurance program offers many coverages for free.

Extensive basic protection

With the automobile insurance from La Capitale General Insurance Inc., you will get more for free! We have included coverage in our basic protection, which is optional elsewhere and at an extra cost. Some of the additional coverage included in our basic protection is:

• Coverage for damages caused to a vehicle you do not own, such as a vehicle rented in Canada or in the United States (QEF 27)
• A replacement vehicle while yours is being repaired as a result of a covered loss (QEF 20)

Our program will also help you save more!

• Preferential rates for good driving records;
• Discount granted should you insure more than one private passenger type of vehicle with La Capitale General Insurance Inc.
• Additional 2% rebate for Carte Capitale cardholders
• Young Family insurance program
  La Capitale General Insurance had parents with young children in mind when it created the Young Family insurance program. Young families can enjoy substantial savings for each child under the age of 13 when they sign up for a new car and home insurance policy from La Capitale. Because families can always use a little more.
  Click on this link for complete details on this promotion
• Consider It Done Promotion
  Not eligible for the Young Family insurance program? Relax, we’ve got it covered. When you take out a new auto insurance policy with us, we'll offer you a $25 discount on a 12-month policy and a $100 discount on a 24-month policy!
• Enjoy great discounts
  Are your auto insurance needs growing? You can lower your premiums by insuring all your vehicles with La Capitale. If you insure two or more vehicles, you’ll save 10% on your total premium.

In many cases, this program spares you the payment of a deductible, such as:

• Hit-and-run
• Total loss of the vehicle due to theft or fire
• Windshield repairs

Variable term policy: LOCK IN your premium for more than one year

Looking for peace of mind? With La Capitale, consider it done.

• You won’t be penalized if a loss occurs during the term of the contract
• You’ll get the versatility of a contract term that can last from 12 to 24 months*
• You’ll have more flexibility to plan your budget
• You’ll save money because there will be no rate increase during the chosen contract period

* Some conditions apply

Insurance contracts that protect the environment!

Would you like to protect the environment plus access your property and casualty insurance contracts at any time? Now you can with Client Centre, which gives you access to all the insurance contracts in your personal file.

You are just a few clicks away from protecting the environment if you agree to receive your contracts by Client Centre! Ask one of our agents.

Capitale Assistance Program : Never alone or caught off guard anymore

Towing, battery boosting, door unlocking, flat tire, free delivery of gasoline in the event you run out of gas, personalized road itineraries and more... With CAP, you are ensured of priority roadside assistance anywhere in Canada or in the United States (except Alaska and Hawaii), 24 hours a day, 7 days a week.

Capitale assistance program is one of the best roadside assistance programs! Valued at more than $65, it is offered free of charge to those who hold the three following general insurance products with La Capitale: automobile, home and legal access insurances.

Legal Assistance... A free telephone information service, only for the persons insured with La Capitale General Insurance

A legal information and assistance telephone service provided by legal counsels in all legal disciplines. While the number of calls is unlimited, this service does not allow for the physical examination of documents. This front-line telephone service allows you to quickly obtain the legal information necessary to the protection of your rights.

For the reimbursement of the lawyer fees, expert costs or court costs, we recommend legal access insurance at a cost of $49 per year.

Flexible terms of payment without additional charges

You may spread out your premium payments over the total duration of the contract, without interest or administration charges.

* In all cases, only the insurance contract provides for the application terms and conditions of this protection.

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